Employers are required to provide workers compensation benefits to employees who are injured on the job. When you are injured at work, it can negatively affect your ability to do your job, jeopardize your income, and it may have a long-term impact on your health. If you have sustained a work-related injury and are eligible to receive Iowa workers compensation, it’s important to know the type of benefits you are entitled to obtain.
When you are injured at work, you should seek medical treatment to prevent your condition from getting worse. You also need to notify your employer. In order to get your medical bills covered by the employer’s insurance company, you must file a workers compensation claim. The employer and its insurance company have the right to conduct an investigation to assess the validity of the claim. If the employer denies your claim, the decision must be submitted to you in writing and state the reasons why
the claim has been denied.
Once you have been injured, you may have to make several trips to your doctor’s office in order to receive the medical treatment you need. You can be compensated for the cost of traveling to your doctor appointments according to Iowa workers compensation laws. Keep track of the mileage between your home and the doctor’s office. Retain any receipts related to transportation that reflect the dates you traveled to your appointments. This will help you to maintain accurate records of your mileage and travel expenses.
Disability Benefits and Lost Wages
If you are unable to work while receiving treatment for your injury, you may receive temporary total disability benefits. You’ll be paid 80% of your wages after taxes. If you are still able to work part-time, you are eligible to receive two-thirds of the difference between the wages you earned before the injury and the wages you earned after the injury.
In certain instances, the employee’s medical condition is severe and it’s unlikely that their health will improve. If the physician has determined that you will not fully recover from the injury and you won’t be able to obtain gainful employment in the future, you will continue to receive 80% of your weekly earnings for the duration of your disability.
Consult a Workers Compensation Lawyer
Disability benefits, mileage reimbursement, and payment for medical treatmet are only some of the benefits available under Iowa workers compensation. If you aren’t aware of your rights and the procedures involved with filing a workers compensation claim, speak with an experienced Iowa work injury attorney for legal advice.